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04-08-2012, 07:50 PM | #21 |
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I'm the same way with Quicken. I've been using it for almost 15 years. I run reports every month for my various expenses and it helps adjust my budget based on what I "REALLY" spend versus what I "THINK" I spend. I think that married? comment was really meant tongue in cheek. At least that's how I took it. I think it was GW who said "they hate us for our freedom" |
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04-08-2012, 08:11 PM | #22 |
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Very good point on the club membership. When I first started seeing the costs I instantly thought "that's for rich people with loads of money". But if you truly look at the numbers, it starts to make sense. The only problem is we have so many courses around me and I really like to play a variety. But there are still things I can do to save more money. For instance, we have a couple different "Players Card" deals here in my area. For $99 you get a card that entitles you to a free round of golf at 7 different courses...and these are nicer courses typically costing $50-75 so the card pays for itself within the first couple uses. I have one of these cards, but need to take advantage more often. Also there are the Groupon deals that pop up as well as some of the GolfNow deals. Sometimes we're wanting to play last minute during prime time and so we pay a premium for that. A little planning ahead and paying attention to deals would save on that. Another is walking vs riding. This alone could save $40-50 a month. I love to walk...in fact I feel I play better when I walk. But my playing partners don't like walking so I'll need to work on changing their minds. I assumed the "not married" was tongue in cheek but as I said, it touched a nerve for some reason. Maybe I'm a little sensitive to the whole thing or it is an after-effect of having lost my husband and being a woman. There is so much societal pressure on women if they aren't married/don't have children, especially at my age. You are looked at with that "what is wrong with you" look by people who don't know you/don't know the situation. On the web, there isn't a way to judge the "tongue in cheek", so I think those types of comments should be offered with caution by people who don't know you. And yes, my married and married with kids friends do "hate me for my freedom", especially when they know I'm going away somewhere awesome to golf/hang out and they are stuck going to Disney, again for the 1000th time... |
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08-22-2012, 01:11 AM | #23 |
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It amazes me how much I spend playing golf, if I kept a record of it I could probably put down a deposit on a new flat! Near the start of the year I got fitted and found I should be using regular flex and not stiff which I had being doing in my 712 AP2s, ended up going for a Ping setup in regular which served me well. Over the last 4 weeks my swing changes have come across well and started noticing increased distance but also a ballooning ball flight and not that tight dispersion. Went for a fitting and found my driver swing speed which was 85-90 in Feb has now gone to 105 with my driver! There was also a solid increase in my iron figures. Tried hitting some stiffer shafts and was keeping the ball lower and gaining 5-10 yard a club but more importantly, dispersion was tight. I am now selling all my PING gear cheap and laying down a fair whack on some 712 Titleist CB/MB combos and 910 woods. Think I an empty pocket for the year now! Looking forward to the new clubs though, bought a 910D3 second hand with a RIP shaft on the cheap, no point getting a new one with the 913 round the corner!
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08-22-2012, 04:32 AM | #26 |
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08-22-2012, 04:56 AM | #27 |
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Quite interesting and it shows how it quickly it can add up. |
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08-22-2012, 05:17 AM | #29 |
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If I had to guess, between membership dues, constantly "trying" new gear, and my addiction to golf clothes, I'd guess I spent 6k a year.
The problem is, I spend more than that chasing green fish with big mouths for money and it's current rate of return this year is about 3% hahaha. Seperate bank acct's keep a happy wife. |
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08-22-2012, 05:18 AM | #30 |
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