I think she is being a bit harsh. The present government occupies a plane separate from the constitutional plane. Evidence that you are in this plane is found in your wallet or purse. If you trade in FRNs you are bound to find yourself in this commercial plane that many are complaining about. It certainly does no good to fight it because it is you (and her) that enable it. Facts are facts and you are either in it and looking for a way out or happy with it (contented as a cow) or swear off the FRNs in favor of constitutional money (specie) and leave the commercial crap behind.