[pataagusata]

£2100 the cheapest quote for a Citroen Saxo...

[censored] no.

Classed as 'boy racer' cars... heh


I just bought my first car 9 days ago & very happy with it.

To be able to afford being the primary driver on the policy I had to wait until now (I'm 21 and have been driving for over 4 years).

Unfortunately, being a named driver, even on a company cars (which I was for a year before I came to uni) doesn't mean jack to insurance companies - even though I've covered around 150,000 miles in those 4 years, more than most people do in 10 years.

Plus I have my minibus license - now that's a good way to teach you to be patient on the road!

Anyway - I still paid more for the insurance than I did for the car... but at least it's a reasonably powerful car, I couldn't stand driving a 1L car even if it is cheaper to run.

Got myself a nice little Vauxhall Astra 2.0L (over 150bhp) at a reasonably good point in its lifecycle for 500 quid... the insurance (opting to pay monthly) added up to 870 quid with churchill.

Churchill were by far the cheapest quote, the only one under 1000. There were two about 1100-1200 and the rest were all well above 2000 for the year (insane).

So... to sum up... insurance companies love to gouge money out of the younger drivers, but then you're more likely to have an accident in your first year of driving than in the whole of the rest of your driving life.

I got 'round' it by being a named driver on my mum's / girlfriend's policy... even though in both cases I was the one who drove the most - oopsie!