If your gonna do that make sure the car is in your mothers name etc as in the vehicle docs cos as what kyros rightly said. V5 registered owner = parent = Insured first driver = parent =secondary drivers = you etc. still dodgy as fook as your still defrauding the insurer (no matter which way you look at it if your the one who's gonna be driving it) but at least its harder to prove than, you being the legal registered owner and your parent being the insurance fronting purposes owner. I know I keep banging on about it but the last thing you want as a new driver is to get done for insurance fronting cause' you will be left with high premiums for the rest of your driving future and you'll go to court.