[avaiguite]

the debt i have is basically student loan which amounts to about 6k, i don't even earn enough to pay it off which is how crap my pay is but i am looking for a new job

i have a credit car, but its paid off every month by direct debit so i can't buy stuff i can't afford

i had a ex that wasn't good for my finances, i helped her out a little not a huge amount and then we split. didn't put me in more debt just prevented me from getting out of the overdraft i was in

now i am in a fairly good position, finances managed pretty well currently and i don't spend what i can't afford