[AnthonyKing]

Our only debt is our mortgage. We're doing fine there. We overpay every month by a few hundred bucks, so we're chipping away at the principle a little faster than we otherwise would be. I know there are reasons to not do that, but I makes me feel better. I have a deep and abiding hatred of debt.

As discussed in the stock market threads here, we've put a fair chunk 'o change into index funds/ETFs. We also got a 12-month CD at 4% a while back, figuring that was better than our savings account (2.75% or so, last I checked).

We're extremely lucky. Not only do we have jobs, but we both got bonuses. Mine was solid. My wife's has its own gravitational force.

Our spending habits haven't changed at all. We did make one purchase that was out of the ordinary, but that's b/c it was seriously on sale. So now we have a pool table. We will be giving some contractors jobs soon (some new carpeting and refinishing hardwood floors). I'm still pondering solar panels. Come spring, I'll set up a couple of consultations with local companies. We are also thinking about swapping out one of our cars for a station wagon. That's probably about $10k right there.

-Arrian