[Goalseexere]

I went to college for one semester in the fall of 2006. I had to take out multiple loans and whatnot to pay for it. I am now no longer in school. I received a bill recently for $1,000 on April 12th. I could not afford to pay it and just recently now I have the funds to pay it. Since I did not pay it yet, they sent me another bill on the 29th of May for $1,850. The bill has almost doubled!!!!!! How can they do this???? On top of that, the bill should not have been for $1,000 because on my online account with the school it clearly shows a balance of $900. So to recap:

Owe School $900
School Sends Bill for $1000
I Don't Pay Bill for 1 Month
I Get Another Bill for $1,850
I Call School To Inquire About This Bill As It Is Due Tomorrow
School Replies, We'll Get Back To You Within 3 Business Days
I Tell School That It Is Due Tomorrow And I Must Get This Sorted Out Before Then
School Tells Me Too Bad

First of all, on their bills, it does not reflect ANYTHING as to why I owe them that much money, there's no receipts no account summary, NOTHING. Just the fkng amount I owe them and no reason why.

Can somebody please offer me advice... I am seriously going out on a limb here, I am in so much trouble if I cannot figure this out.. What should I do? Can they even do this? Should I seek legal assistance?

[Goalseexere]

No one has any advice???.... someone has to have been in a simillar situation some time.. ugh...

[tefraxKedWere]

I'd say you should pay some of it, at the very least. You know you pay $1000 or so. So what i'd say is pay some of it, if you can pay the full $1k pay that and then get back with them in that "3 business day" bs they gave you. That is kinda crap how they almost doubled the amount you owe w/out explanation. Do you think that you owed $900 that one time and then the next amount due was $900 and they just added what you did owe onto the next payment?

[unatkot]

Did the intial bill have a due date on it? Did the bill or any paperwork you signed before they gave you the money stipulate the repayment terms, and the interest due of you missed a given date? If so, then there is probaby not much you can do about it.

Its highly unlikely that they will just increase the bill in this fashion without having something to back it up in the associated paperwork.

Read everything.

[tefraxKedWere]

Did the initial bill have a due date on it? Did the bill or any paperwork you signed before they gave you the money stipulate the repayment terms, and the interest due of you missed a given date? If so, then there is probably not much you can do about it.

Its highly unlikely that they will just increase the bill in this fashion without having something to back it up in the associated paperwork.

Read everything.

As true as what you said could possibly be, wouldn't they have to actually stipulate the reason for the increase? Like late fee's and what not? I know on the time or 2 i've been late on my CC payment they have always made an entry into the next bill that stated "late fee" or something like that.

[unatkot]

As true as what you said could possibly be, wouldn't they have to actually stipulate the reason for the increase? Like late fee's and what not? I know on the time or 2 i've been late on my CC payment they have always made an entry into the next bill that stated "late fee" or something like that.

Not necessarily. If the original paperwork stated a particular interest rate or charge should you fail to pay on by the agreed date, then the resulting invoice would simply be the new balance, - It would not need to be split down into the various components specifically.

[tefraxKedWere]

All the loans i've had and have all show interest. how much it is, in regards to the balance. Among other minor details. Even from the university i went to. I still say they owe him an explanation though, if only to straighten things out.

[unatkot]

All the loans i've had and have all show interest. how much it is, in regards to the balance. Among other minor details. Even from the university i went to. I still say they owe him an explanation though, if only to straighten things out.

Of course. But one has to assume that they have verifiable reasons for charging what they are - if not, then they will quickly back down when asked for proof.